As digital payments continue to gain traction worldwide, businesses are looking for more flexible, cost-effective, and secure ways to accept payments. SoftPOS (Software Point of Sale) technology is becoming an increasingly popular choice, allowing merchants to accept contactless payments using just their smartphones or tablets—eliminating the need for traditional POS hardware. What is SoftPOS? SoftPOS is a software-based solution that turns any NFC-enabled smartphone or tablet into a payment terminal. By using tap-to-pay technology, businesses can accept card payments without...

The U.S. payments industry is evolving rapidly, with businesses demanding faster, more flexible, and cost-efficient payment solutions. For PSPs, Acquirers, OEMs, and Banks, the ability to deploy and scale custom-branded POS terminals without long development cycles or high costs is crucial. A White-Label Android POS provides the perfect solution—allowing businesses to offer a fully branded payment experience while leveraging a pre-certified, ready-to-deploy infrastructure. Why White-Label Android POS? For Payment Service Providers (PSPs), Acquirers, OEMs, and Banks, a White-Label Android POS...

Peer-to-peer (P2P) payment apps have transformed the way individuals send and receive money worldwide. However, the technology and infrastructure behind these apps differ significantly by region. India’s P2P payment ecosystem relies on UPI (Unified Payments Interface), the USA operates on a mix of ACH, card networks, and RTP (Real-Time Payments), while Europe primarily depends on SEPA (Single Euro Payments Area) and local banking systems. This article compares the commonly used P2P apps in India, USA, and Europe, analyzing their technical...

The digital payment revolution in India has been significantly driven by the National Payments Corporation of India (NPCI), transforming the way businesses and consumers transact. The introduction of eKYC and UPI has not only streamlined payments but has also ensured secure, scalable, and cost-effective merchant onboarding. Compared to traditional payment systems worldwide, UPI stands out as a quick, seamless, and widely adopted solution, leading the way in financial inclusion and digital transformation. The Rise of UPI and eKYC in Merchant...

Digital wallets are reshaping the payment industry by offering faster, secure, and more convenient alternatives to traditional methods. The U.S. digital wallet market, valued at US$31.429 billion in 2020, is projected to grow at a CAGR of 11.54%, reaching US$67.520 billion by 2027. This growth is driven by smartphone adoption, fast internet, and a preference for contactless payments. Key players entering the digital wallet space include: Apple Pay – With 5% of global mobile payment volume in 2020, Apple continues...

The Payment Card Industry Data Security Standard (PCI DSS) is a set of guidelines ensuring companies securely process, store, and transmit credit card information. In today’s digital age, businesses handling sensitive payment information must prioritize security to protect their customers data. PCI Compliance certification is crucial for businesses handling payment information. What is PCI Compliance? PCI Compliance is the adherence to PCI DSS guidelines, established by major credit card brands (Visa, Mastercard, American Express, Discover, and JCB). The standard consists...

In today’s digital landscape, payment companies face rapid changes, from evolving technologies to increased regulatory demands. This pushes Payment Service Providers (PSPs), fintech firms, and other businesses to seek technology partners who can do more than simply provide software. At ina Payments, we believe that a great technology partner is a collaborator, one that aligns with your goals, provides strategic guidance, and fuels growth. The Value of a Technology Partner in the Payment Sector Being a digital payment solution provider...